NOTE:  All of our policies when purchased and maintained current, belong to the individual policyholder for perpetuity. Regardless of whether it was pruchased through an employer and then the individual transferred his/her employment elsewhere including private practice.

The information contained herein is offered as insurance Industry insight and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis. Insurance brokerage and related services to be provided by Gallagher Affinity Insurance Services, Inc. (License No. 100310679 | CA License No. 0783129).

©2024 Arthur J. Gallagher & Co. | 1341922014

Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force.

Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166

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