DISABILITY

This insurance can help preserve your lifestyle if you suddenly cannot work due to a covered disability.

The MetLife Long Term Disability insurance plan can help protect your most valuable asset – your ability to earn an income. It can provide a monthly income should you become totally disabled and unable to work at your own occupation.*

Plan at a Glance:

  • Members may apply for up to $10,000 per month
  • Full benefits are payable if you’re totally disabled due to sickness or injury and are unable to perform the substantial and material duties of your own occupation while receiving regular care from a licensed physician*
  • 90, 180 or 365 day waiting period
  • Benefit includes Optional Cost of Living option

Maximum Benefit Period Options:

  • Plan 1 – For an accidental injury or Sickness:
    Your 65th birthday, if Disability starts prior to age 63;
    2 years, if Disability starts at age 63-69.
  • Plan 2 – For an accidental injury or Sickness:
    5 years, if Disability starts prior to age 61;
    4 years, if Disability starts at age 61;
    3 years, if Disability starts at age 62;
    2 years, if Disability starts at age 63-69.

*Definition of disabled changes to any occupation after 60 months.

Metropolitan Life Insurance Company New York, NY

Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details.

L0717496969 [exp0718] [All States] [DC,GU,MP,PR,VI]

APPA | Insurance Products - Disability image

FOR FREE ANALYSIS CONTACT:

insurance@assnservices.com or call us at 1-800-221-2168

BUSINESS OVERHEAD

The MetLife Group Business Overhead Expense insurance plan can help keep your business up and running should you become disabled under the terms of the policy. It can help pay your share of many of your firm’s overhead expenses, including office rent, employees’ salaries, insurance premiums, utility bills, for business and malpractice insurance and accountant’s fees.

Plan at a Glance:

  • Available to members under age 60 who work full time (at least 30 hours per week) may apply for up to $15,000 in $100 increments with a $1,000 minimum
  • Ages 50-60 may apply for up to $10,000
  • Renewable to age 70
  • Premiums waived during a covered disability if you receive monthly benefits for 6 continuous months

Metropolitan Life Insurance Company New York, NY

Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details.

L0717496969 [exp0718] [All States] [DC,GU,MP,PR,VI]

APPA | Insurance Products - Business Overhead image

FOR FREE ANALYSIS CONTACT:

insurance@assnservices.com or call us at 1-800-221-2168

Association Member Service Center
Hillsboro Executive Center
North 550 Fairway Drive, Suite 107
Deerfield Beach, Florida 33441
Toll Free: 1-800-221-2168
membership@assnservices.com

American Professional Practice Association
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